Run the whole loan, from apply to paid off.
LendCore is one system for the entire lending journey — your own website, online applications, KYC and fraud screening, agreements, disbursement, repayments and NAMFISA returns.
One platform, one login — not six disconnected tools.
See it in action
Watch the full platform walkthrough
From borrower application to repayment, everything in one place.
The challenge
Running a microlender usually means too many separate tools
Many microlenders still juggle spreadsheets, paper files, manual checks, accounting tools, and separate customer channels. That slows teams down and makes it hard to see what is really happening.
With LendCore
One place to run the full loan journey
LendCore keeps applications, documents, checks, agreements, repayments, complaints, and key records together, so your team spends less time chasing information.
The tools most microlenders need
Built around the everyday work of lending.
Public websites
Each lender gets its own website with product pages, calculators, FAQs, and legal pages.
Applications
Let people apply online, upload documents, and move each application through review.
Borrower portal
Borrowers can sign up, send documents, check progress, see active loans, and download statements.
Fraud checks
Spot suspicious documents, repeat applications, and linked cases before money goes out.
Affordability checks
Work out whether the borrower can afford the loan and keep the numbers on file.
Credit bureau checks
Pull TransUnion or CreditInfo reports from inside the application, using your own bureau registration.
Documents
Store borrower documents in one place with previews and clear document types.
Loan offers
Put together a formal offer with the amount, term, and fees, then send it to the borrower to accept before payout.
Agreements and debit orders
Create agreements, repayment schedules, and debit order forms, then track when they are signed.
Disbursements and collections
Pay out loans and collect debit orders through your own PayM8 or RealPay account.
Repayments and arrears
Track payments, missed payments, and follow-up work from one screen.
NAMFISA compliance
Quarterly and yearly NAMFISA returns, levy returns, and filing deadlines, prepared from the data already in the system.
Complaints and records
Keep complaints, staff training records, and other important records together.
WhatsApp, SMS and email updates
Send borrowers automatic WhatsApp, SMS and email updates for application progress, approvals, and payment reminders.
Commission agents
Let agents refer clients, track commission on repayments, and pay agents out with a clear record.
Reports and dashboards
See loan book performance, queue sizes, fraud alerts, and activity across lenders.
How it works
From first enquiry to repayment
Launch each lender brand, accept applications online, review them, pay out approved loans, and keep track of repayments and support.
Set up the lender
Create the lender, connect the subdomain, and add branding, branches, products, and calculator settings.
Go live
Publish the website, product pages, calculators, and application links.
Review applications
Collect documents, check what the borrower can afford, and flag anything suspicious while staff work through the queue.
Manage loans
Move approved loans into repayments, missed-payment follow-up, complaints, and reporting.
Built for running more than one lender
LendCore keeps websites, applications, checks, complaints, and reports together in one place.
Built for running several microlenders from one platform.
Each lender can have its own branding, products, calculator, and public website.
Fraud checks are built in, so you can spot repeat applications and suspicious documents early.
You can check income, existing commitments, and credit data in one place.
Agreements, debit orders, and repayment schedules can be created automatically.
The public website, borrower portal, staff tools, and central admin all work together.
Useful to management, operations, and borrowers
See the full picture
Owners and managers
- See loan book health, fraud alerts, and team activity across branches and products.
- Set product rules, pricing, templates, and staff access from one place.
- Pull reports and packs for internal reviews and external checks.
Day-to-day work
Operations teams
- Review applications, collect documents, and check whether the borrower can afford the loan.
- Handle fraud alerts, missed payments, and complaints from the same borrower record.
- Create agreements, collect signatures, and match payments without jumping between systems.
Simple self-service
Borrowers
- Apply on a lender-branded website, use the loan calculator, and upload documents from any device.
- Check progress, see active loans, download statements, and ask for help in one portal.
Fraud and trust
Helps you spot fraud before it costs you money
Check documents, spot repeat applications, and keep investigation notes in the same system your team already uses.
Spot repeat details across documents, bank accounts, and applications
Check payslips, bank statements, IDs, and employer details
Share alerts and case notes across lenders using the platform
Flag unusual patterns, repeat applications, and risky staff activity
Records and follow-up
Keeps important records in one place
LendCore helps microlenders keep complaint records, staff training records, action logs, and reports together so nothing has to be rebuilt later.
Track complaints and keep clear notes on how each one was handled
Keep a time-stamped log of approvals, changes, and overrides
Store agreement versions and key customer documents safely
Filter reports by branch, product, and date
Ready to modernise your microlending operation?
Book a demo and we’ll walk through your specific workflow. No commitment required.